
Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s …

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s …
![How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2023/02/10132146/Resize-UPDATED-MEM_Homeownership-Builds-Your-Wealth-In-The-Over-Time-MEM.png)

As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb …
![You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2023/02/01164441/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-MEM-1046x1917.png)
![Homeownership Builds Your Wealth over Time [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2023/01/26130518/Homeownership-Builds-Your-Wealth-In-The-Over-Time-MEM-1046x2314.png)

Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers …

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic …

One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:
“In a preapproval [sic], the lender tells …

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their …
![Key Terms To Know When Buying a Home [INFOGRAPHIC] | MyKCM](https://files.mykcm.com/2023/01/11164544/Key-Terms-To-Know-When-Buying-A-Home-MEM-1046x2684.png)