6605 4th Street Rd Unit 3, Greeley, CO 80634

Property Description

***RARE 3.25% ASSUMABLE FHA LOAN OPPORTUNITY!*** Qualified buyers may have the opportunity to assume the seller's existing FHA loan with an incredible 3.25% interest rate. The seller currently owes approximately $330,000 on the FHA loan. At a $375,000 purchase price, a qualified buyer assuming the existing loan would need to cover the approximately $45,000 difference between the assumable loan balance and purchase price. Buyers may be able to use proceeds from the sale of their current home, eligible 401(k) funds, or other available funds to cover the gap. FHA loan assumptions are subject to lender approval and qualification, and buyers should plan for an estimated 60-90 day assumption process. This could be an incredible opportunity for a qualified buyer to take advantage of a 3.25% interest rate rather than today's prevailing mortgage rates! Welcome to this beautiful 3-bedroom, 2.5-bath townhome in Greeley, offering a fantastic combination of style, space, low-maintenance living, and an incredible financing opportunity! Inside, high ceilings and abundant natural sunlight create a bright and welcoming atmosphere. The stunning kitchen features quartz countertops, stainless steel appliances, plenty of cabinet space, and a convenient pantry. All bathrooms also feature beautiful quartz countertops for a cohesive, upgraded feel throughout the home. Upstairs, the spacious primary retreat offers a large walk-in closet and private bathroom with a beautiful walk-in shower. Two additional bedrooms provide plenty of flexibility for family, guests, or a home office. The conveniently located second-floor laundry room makes everyday living even easier. An attached 2-car garage provides additional parking and storage, while the HOA helps make this a truly LOW-MAINTENANCE home by taking care of the yard and landscaping-giving you more time to enjoy your home without the added outdoor upkeep.