Fort Collins Homes under $500,000

Fort Collins Homes under $500,000

Welcome to Fort Collins, Colorado – a vibrant city nestled at the foothills of the Rocky Mountains and known for its stunning natural beauty, rich cultural scene, and a strong sense of community. With a population of around 170,000, Fort Collins is a delightful blend of outdoor adventure, artistic expression, and a thriving economy. Home to Colorado State University, the city boasts a youthful energy and an abundance of recreational opportunities, from hiking and biking to craft breweries and art galleries.

For those looking to settle in this charming city without breaking the bank, you’ll be pleased to discover that Fort Collins offers a fantastic selection of homes priced under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, there’s something for everyone in this price range. From cozy single-family homes in friendly neighborhoods to modern townhouses with contemporary finishes, the options are diverse and appealing.

The neighborhoods in Fort Collins are known for their welcoming atmosphere and proximity to schools, parks, and local amenities. Imagine weekend strolls through tree-lined streets and enjoying the vibrant community events that Fort Collins has to offer. With its affordable housing options, you can enjoy the best of both worlds: a beautiful home in a lively city that embraces the outdoors and fosters a strong community spirit.

Explore the possibilities of living in Fort Collins today, and discover why so many are proud to call this picturesque city home!

Newest Fort Collins Homes under $500,000

1221 University Ave Unit D-202, Fort Collins
$306,000
2 Beds ⋅ 2 Baths ⋅ 1069983 MLS ⋅ ACTIVE Status
Opportunities like this do not come along often. This fully remodeled second-floor, two-bedroom, two-bath condo sits just one minute by bike and two minutes on foot from the CSU campus, and it is ready on day one: brand-new carpet, luxury vinyl plank floors, granite surfaces, remodeled baths, new ceiling fans with lighting, and every appliance included. No projects, no punch list, no waiting. Just an outstanding location and a home that is done.Inside its 880 square feet, a private second-floor entry opens to a bright living and dining room centered on a gas fireplace. The kitchen pairs granite counters and a breakfast bar with stainless KitchenAid, GE and Whirlpool appliances, and the range, microwave, dishwasher, refrigerator, washer and dryer all convey. Two well-proportioned bedrooms, a primary suite with a walk-in closet, and two full baths make the layout work for owners, roommates or tenants alike. A covered balcony with its own exterior storage closet keeps bikes and gear out of the way.Peace of mind comes standard. A custom Elk security system monitors every door, window and zone of motion, and moisture sensors in the wet areas can send an alert at the first sign of water, so lock-and-leave ownership is simple. Open parking is available.Whether you are part of the CSU community or an investor looking to add one of the most convenient two-bedroom, two-bath residences near campus to your portfolio, this one deserves a look right away. Schedule your private showing today.

1221 University Ave Unit D-202, Fort Collins
6714 Autumn Ridge Dr, Fort Collins
$447,500
3 Beds ⋅ 2 Baths ⋅ 1069979 MLS ⋅ ACTIVE Status
6714 Autumn Ridge is your next home! This inviting home features new carpet throughout, ceiling fans in the living room and every bedroom, and a spacious kitchen with plenty of room for cooking and everyday living. Step outside to enjoy the newly refinished deck, while a neighborhood park sits conveniently right outside your front door. A detached single-car garage with a long driveway provides additional parking and storage, and the convenient location makes it easy to get around Northern Colorado and reach shopping, dining, parks, and other everyday amenities.

6714 Autumn Ridge Dr, Fort Collins
605 Brewer Dr, Fort Collins
$500,000
5 Beds ⋅ 3 Baths ⋅ 1069926 MLS ⋅ ACTIVE Status
RATE BUYDOWN!! LOW 5% temporary or LOW 6% fixed rate available on this home with preferred lender approved credit. Live the Fort Collins life! Lovely Home offers ~HUGE LOT + QUIET STREET + 5 BEDROOMS + NO HOA + 2 LIVING AREAS~ What will you do with 5 bedrooms (one is Home Office ready)? Perfect for working from home and multigenerational living. Literally minutes from Old Town Fort Collins, the Lyric Cinema, New Belgium and Odell Brewing--so close you truly can ride your bike in. Quiet street, Large Lot, and NO HOA give you the privacy you crave. Bring your dogs!! Besides the huge, fenced backyard, there is a Large DOG WASH shower in lower level bathroom! (*Temporary or standard rate buydown: Mortgage rates and availability subject to qualification. Contact Justin Crowley - First Western Trust: 970-691-2214)

605 Brewer Dr, Fort Collins
1026 Berwick Ct, Fort Collins
$399,000
3 Beds ⋅ 2 Baths ⋅ 1069925 MLS ⋅ ACTIVE Status
$15,000 "Flex Cash" or buy down offered for the FIRST WEEK ONLY with preferred lender (10/2/26-10/9/26). Open House Saturday 10/3 from 10:00am to 12:00 - Lender on site at the open house to customize your payment need! Great Fort Collins value! This well-maintained 3-bedroom, 2-bath home offers an open floor plan with vaulted ceilings, abundant natural light, and stainless-steel appliances. Recent exterior updates include new paint & siding. The spacious primary suite features a private en suite bath and large walk-in closet, while a secondary bedroom with direct patio access offers flexibility for guests, a home office, or additional living space. A deep garage and side-yard storage shed provide plenty of room for bikes, tools, and outdoor gear. Fully fenced back yard, with irrigation water provided through the HOA. Conveniently located near Old Town Fort Collins, I-25, breweries, dining, and recreation.

1026 Berwick Ct, Fort Collins
1601 N College Ave Unit 147, Fort Collins
$25,000
2 Beds ⋅ 1 Baths ⋅ 7059 MLS ⋅ ACTIVE Status
$25,000! Affordable Fort Collins living in a gated 55+ community! This 2-bedroom, 1-bath manufactured home offers 782 sq ft of living space, a 1-car attached carport, accessible ramp entry, and convenient storage with a shed attached to the carport plus an additional large shed in the backyard. The roof was replaced a few years ago. The home is being offered strictly AS-IS, providing an opportunity for a buyer to make it their own. The seller will not be making repairs or improvements. The home includes all existing appliances, plus a washer and dryer, with washer/dryer hookups. Enjoy a nicely maintained lawn, covered parking, and plenty of storage. The home is vacant and easy to show. Located in North College Manufactured Home Community, a gated 55+ land-lease community in north Fort Collins. Enjoy convenient access to Old Town, shopping, dining, medical services, public transportation, and other everyday amenities. Monthly lot rent is currently $1,150. Buyer and Buyer's Broker to verify lot rent, community approval requirements, rules, fees, utilities, and all property information. Buyer is responsible for conducting their own due diligence regarding the condition and suitability of the home. Cash/chattel financing may apply; buyer to verify financing options and requirements.

1601 N College Ave Unit 147, Fort Collins
3714 Elgin Pl, Fort Collins
$449,500
3 Beds ⋅ 3 Baths ⋅ 1069887 MLS ⋅ ACTIVE Status
Where can you find a home BACKING TO COMPLETE PRIVACY AND OPEN SPACE in this price range! Jump at this opportunity! Located just 10 minutes from all of the fun and excitement of Old Town Fort Collins with a designated bike lane to College Ave. This spacious and welcoming 3 bedroom, 3 bath home is overflowing with value and opportunity. Tucked in a quiet cul-de-sac backing to Cooper Slough Natural Area on a large 7908 square foot lot, this yard is a peaceful oasis ready for your personal touch. Garden and grow to your heart's content with HOA provided non-potable water included in the HOA dues. No high summer water bills, and easy watering with the sprinkler system. The main floor features hard surface flooring throughout, a large kitchen with ample countertop and cabinet space, a living room big enough for a crowd and a dining area overlooking the back yard and native areas beyond. The upper level features a massive primary retreat complete with vaulted ceilings a walk-in closet and a private 3/4 bath. Brand new carpets installed in the upper level. The two car attached garage provides room for all of your equipment for Colorado adventures. The neighborhood features walking trails through the natural areas and access to Rabbit Brush Park. New Class 4 shingle roof in 2020 (eligible for insurance discounts). Central A/C installed in 2020.

3714 Elgin Pl, Fort Collins
2202 Owens Ave Unit 103, Fort Collins
$378,000
2 Beds ⋅ 2 Baths ⋅ 1069861 MLS ⋅ ACTIVE Status
Enjoy low-maintenance living in this beautifully updated, turn-key 2-bedroom, 2-bath ground-floor condo in the desirable Timbers community. This thoughtfully designed home features an open floor plan, high ceilings, large windows, and abundant natural light. Recent updates include fresh interior paint (2025) and premium flooring throughout (2026), updated lighting (2025), and new countertops and kitchen appliances (2025).The spacious kitchen features stained alder cabinetry, generous storage, stainless steel appliances, and a breakfast bar with pendant lighting that opens to the living area. An adjacent dining space provides additional room for everyday meals and entertaining. Just off the living room, the north-facing covered patio offers a comfortable outdoor space for morning coffee or relaxing at the end of the day. The primary suite includes a generous walk-in closet and remodeled En-suite bath (2025) with dual sinks and a tiled walk-in shower. A second bedroom, full bath, and conveniently located laundry room complete the functional floor plan. Additional updates include new window treatments, smoke alarms, and CO detectors. Detached 1-car garage included. HOA amenities include an outdoor pool, clubhouse, exercise facility, grounds maintenance, sidewalk snow removal, basic cable, water, sewer, trash, and exterior insurance. Convenient Fort Collins location near shopping, dining, schools, entertainment, and I-25. Move-in ready with no metro district tax! All that is missing is YOU!

2202 Owens Ave Unit 103, Fort Collins
2445 Windrow Dr Unit B-206, Fort Collins
$318,000
2 Beds ⋅ 2 Baths ⋅ 1069853 MLS ⋅ ACTIVE Status
Unbeatable mountain views at an exceptional value! Enjoy west-facing mountain views from this beautifully maintained 2-bedroom, 2-full-bath condo featuring all-new carpet and an inviting open floor plan with 9-foot ceilings. The spacious living area includes a gas fireplace. Step outside to the west-facing balcony, complete with a convenient storage closet-perfect for enjoying the views and fresh air. Kitchen features granite countertops, extended knotty-wood cabinetry, stainless steel appliances, breakfast bar, and a separate dining area. The generous primary suite offers a large soaking tub for a relaxing retreat. A washer and new dryer are included, along with a designated covered parking space. Community amenities include a pool, playground, and plenty of green space for walking the dog. With beautiful views, thoughtful features, and a comfortable layout, this condo offers exceptional value in a desirable setting.

2445 Windrow Dr Unit B-206, Fort Collins
2133 Krisron Rd Unit C304, Fort Collins
$315,000
2 Beds ⋅ 1 Baths ⋅ 1069830 MLS ⋅ ACTIVE Status
Enjoy stunning foothills and Horsetooth Rock views from this beautifully updated upper-floor condo in desirable Side Hill Condominiums. Conveniently located in southeast Fort Collins, this 2-bedroom home offers a comfortable and functional layout with vaulted ceilings and a cozy gas fireplace. Recent updates include brand-new carpet, paint and new appliances, making this home move-in ready. The washer and dryer are included for added convenience. Step outside onto the private balcony and take in unobstructed views of the foothills and Horsetooth Rock-an ideal spot to relax, entertain, or enjoy Fort Collins' incredible sunsets. The balcony also includes additional storage space. Located close to shopping, schools, bike trails, and everyday amenities, this condo offers an excellent combination of location, comfort, and Colorado scenery. Whether you're looking for a primary residence, low-maintenance home, or investment opportunity, this well-maintained condo is a great opportunity in southeast Fort Collins.

2133 Krisron Rd Unit C304, Fort Collins
4119 Granby Ct, Fort Collins
$475,000
3 Beds ⋅ 2 Baths ⋅ 1069826 MLS ⋅ ACTIVE Status
Move-In Ready Tri-Level in Willow Park!Skip the projects and start living. Almost everything about this home is new or updated except for the yard. The remodeled kitchen is the heart of the home. It has new solid surface counters, a tile backsplash, wood flooring, stainless steel appliances including a new gas range and microwave, a new disposal, and a generous island bar for entertaining. Both bathrooms have been tastefully remodeled, and fresh new carpet runs throughout.Big-ticket updates are done: new furnace, new air conditioner, and new solar panels to help keep energy costs down. The heated garage with 220V service and a utility sink is ideal for hobbyists, workshops, or extra storage, and the backyard shed adds even more space. Minutes from shopping, Troutman Park, and Lopez Elementary.

4119 Granby Ct, Fort Collins
527 Cowan St, Fort Collins
$500,000
3 Beds ⋅ 1 Baths ⋅ 1069823 MLS ⋅ ACTIVE Status
Opportunity Knocks! Your patience has paid off in discovering this RANCH style Old Town property situated on nearly a quarter-acre lot. With easy proximity to the heart of Old Town, schools, shopping, and beautiful natural areas, this is truly hard to find property. The living room which flows into the dining area is spacious and features a cozy gas fireplace. There are three conforming the two largest of them flank the full bathroom. In the kitchen you will find the full complement of included appliances. There is even a basement area for doing laundry and all your storage needs. With some TLC in the out of doors this property can really shine. Other fine features include alley access at the rear of the lot, ceiling fans, included clothes washer and dryer, fencing in backyard, detached garage, and more. This home has been well maintained and improved over time. Pre-inspected for your confidence and convenience. Call today to schedule your own private tour.

527 Cowan St, Fort Collins
5915 Mercury Ft, Fort Collins
$495,000
4 Beds ⋅ 2 Baths ⋅ 7603592 MLS ⋅ ACTIVE Status
FORT COLLINS 4-BEDROOM WITH A 23x15 HEATED SHOP + 3-CAR GARAGE. Looking for a place to call home/ work on your hobbies? 23x15 shop, 10x34 gated storage, 10x23 of more storage - big fenced back yard in FT. Collins? This 2100sf 4 bed home + an office. Flexible layout with excellent multigenerational, guest, hobby and work-from-home potential. Also handicap accessible, 2 updated baths, newer all stainless appliances 2020, the fridge is new 2025, Countertops and sink 2026, forced air and central AC, and new carpet and all 2018 roofs. Primary has it's own bath and walk-in closet. This home gives you rooms for the things you actually do." Home office. Hobby space. Workshop. Storage. Family room. All the windows are newer vinyl the paint is fresh, super clean and ready to go All bedrooms are conforming easy to add a second laundry or kitchen. Southwest Ft. Collins No HOA or Metro, great value under $500k in town, detached 2 car includes 220v. Chicken coop and a shed too, full 6' fencing. Ramp can be removed or stay. Lawn to be restored prior to closing. AI enhanced staging.

5915 Mercury Ft, Fort Collins
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